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José De La Concepción
In the Mercado Mayoreo market of the city of Managua, José H. sells a variety of goods which he markets himself to customers who come to him daily.

He has managed to build his business thanks to the loans he has received from Ceprodel and because of this he is looking once again to continue to improve his financial situation and so has once again approached Ceprodel for a loan in order to buy more goods to retail.

En el Mercado Mayoreo de la ciudad de Managua el señor José H. se dedica a su negocio de venta de variedad de productos los cuales son comercializados por él mismo y es visitado a diario por su clientela.

Ha logrado sacar adelante el negocio por medio de los créditos que ha solicitado en Ceprodel y es por este motivo que hoy en día busca la forma de cómo salir adelante mejorando su situación económica y para ello ha acudido una vez mas a Ceprodel para obtener un crédito y así comprar sus productos para ofertarlos.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 131
    View loans »
    Nicaragua Loans Fundraising
  • $24,575,325
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José De La Concepción to buy more goods.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 23, 2009
Listed
Mar 24, 2009
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2009