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Vilma
Vilma is 25 years old, and is happily married with 3 children. Her parents were farmers and as a little girl she would wake up at 5:00 am to carry water from the stream, then she would help her mother make the food for the day. At 9:00 am they ate and then spent the whole day working in the fields. Today Vilma and her husband grow potatoes, beans, corn and peas. They mostly grow potatoes because they have buyers that come in and harvest their fields. They prefer to sell their crops by the field so they avoid the chore of selecting and preparing the potatoes. They earn a smaller profit, but they save a lot of time. This couple is very happy working on the land, digging out each row with care. The hope that the market prices remain stable until they finish harvesting the rest of their fields, so they can recover some of the money they invested in fertilizer. Right now they are also preparing some fields for other people, with the hope of saving enough to buy more land. Vilma is very responsible and this is her 8th loan with MFP. She was motivated to join her community bank by her mother and now she is the treasurer of the group. She has proven to be very responsible both in her group duties and in her payments. The loan money is for fertilizer, for the crops she planted 2 months ago. She will also buy more bean seeds.
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Vilma tiene 25 años de edad, está felizmente casada y tiene 3 hijos. Sus padres fueron agricultores y ella desde muy niña se levantaba a las 5.00am para cargar agua del puquial, después apoyaba a su madre en preparar el menú del día; comía a las 9.00am y trabajaba durante todo el día en la chacra. Ahora Vilma y su esposo siembran papa, alverjas, maíz y habas; en su mayoría papa, ya que tienen compradores que cosechan en su chacra. Prefieren vender por chacra para evitarse los ajetreos de la selección y el preparado de la carga, aunque la cotización es algo menor, pero ahorran mucho tiempo. Esta pareja es muy feliz labrando y cavando cada unos de los surcos de la tierra, esperan que los precios del mercado se mantengan hasta que terminen de cosechar sus chacras restantes, para poder recuperar las inversiones en los fertilizantes. En esta época también están trabajando preparando otras chacras ajenas, con el anhelo de ahorrar para comprarse más tierras. Vilma es una cliente muy responsable, este es su 8vo préstamo con MFP, ingresó a su banco comunal motivada por su madre, ahora es la tesorera de su grupo y ha demostrando gran responsabilidad, tanto en sus funciones como en sus pagos. El dinero que solicita es para la compra de fertilizantes, para los cultivos que ha sembrado hace dos meses, también adquirirá semillas de arveja.

About Peru

  • $6,715
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $56,116,275
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD