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Josephine hails from Cele and sells provisions and foodstuffs. She has been in this business for the past six years.

Josephine is 29 years old and married with four children.

Josephine has been borrowing from LAPO Microfinance for the past three years and the loans have tremendously increased her business and her profit margin. Josephine needs a loan of N50,000 to purchase more provisions and foodstuffs to sell. She thanks you.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 26
    View loans »
    Nigeria Loans Fundraising
  • $6,036,650
    Funds lent in using Kiva
  • 149.6
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Josephine purchase more provisions and foodstuffs to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 20, 2009
Mar 24, 2009
Currency Exchange Loss:
Dec 15, 2009