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Vivian E. is married with one child and received schooling through junior high. Vivian has sold fish since 2004. She buys fish from the fishermen, brings them home for processing and preservation, and then sends them to the market for sale at Bantama, in Elmina.

Her husband is also employed, but his sector of employment is as a trader. Vivian uses her income to support her husband in paying rent, utility bills and other basic expenses of the family.

Vivian will use the loan to help her purchase more fish for processing and sale. With the new profits from her expanded business, Vivian plans to reinvest to help expand her trade.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,582,250
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Vivian purchase more fish for processing and sale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 27, 2009
Mar 24, 2009
Currency Exchange Loss:
Dec 24, 2009