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Zeynab M. is a 57-year-old married woman with two children. For the past four years she has rented a store in the local market where she sells different kinds of food. She began her business to keep herself busy and active when her husband could not find a job. Her salary as a nurse was not enough to provide for even the basic needs of her children, and so now her small business is the main source of family income.

Zeynab works from 8am until 10pm, and her friendly and polite approach has earned her a large clientele. Now she would like to purchase more goods so that she can increase the range of products on offer. In this way she will be able to provide for her children's needs and pay their school fees. Zeynab promises to repay her loan within 15 months and thanks everybody who decides to support her.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Zeynab to purchase more food items for her store.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 27, 2009
Apr 1, 2009
Currency Exchange Loss:
Aug 25, 2010