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Arif G. is a 36-year-old man who works in his own barber shop in a small city called Imishli. He is married and has two children. He started his career working in a general barber shop but after he gained experience in barbering and saved some money he was able to open his own small barber shop. Arif is a very polite man and a professional in his business. His barber shop is always full of people. Arif’s dream is to provide to his children a better education. He would like to expand his business and purchase modern barber tools for his shop. Arif and his family count on your help.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 83
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Arif to purchase modern barber tools.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 27, 2009
Apr 1, 2009
Currency Exchange Loss:
Aug 25, 2010