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Mrs. Kem Chhum Village Bank Group
In this Group: Kem, Sopheak, Chamroen, Nan, Thorn, Heng, Shim, Sdoeng, Shivorn, Sokny, Sophea, Pao, Oeng, Naven, Savoen, Mom
The village bank group, which consists of sixteen members, is located in Damnak Sangke village in Kandal province. Each member of the group plans to use the loan that they obtain in different ways. Mrs. Kem C. is the village bank president who has been selected by the members to lead the group. She is a vegetable seller in the local market. She is a 55-year-old widow with three children, one of whom is a tailor while the others are attending the local school. Now Mrs. Kem C. is requesting a loan to build the staircase for her house.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 39
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,098.5
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Kem Chhum Village Bank Group's $1,925 loan helped a member to build the staircase for her house.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 4, 2009
Apr 1, 2009
Currency Exchange Loss:
Dec 15, 2009