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Toeum S., 33, earns a living by growing morning glory (water spinach) to sell at the market. She currently relies on planting a crop around the public lake in an area of Phnom Penh City. She can generate an average income of $5 per day to help support the family's living. Her husband helps her growing vegetables and he also drives a taxi motorbike. They have three children who are still young and are studying at school. S. is looking for a loan to purchase more seeds of morning glory for her business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Toeum to purchase more seeds of morning glory.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 19, 2009
Mar 24, 2009
Currency Exchange Loss:
Aug 15, 2009