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Josefa Avelina
Josefa Avelina S. lives in La Coruña. She lives in her son's house with him, her daughter-in-law, and her grandson. Josefa owns a small shop which has the great advantage of being the only one in the area, so the neighbors only patronize her shop. Josefa is requesting a loan that she will invest in her business, purchasing staple grains and items of personal use like soap and toilet paper. Josefa would like to be able to expand her store, so that it will be visited not just by nearby neighbors but also by people who live farther away. This would be a great help in increasing her earnings. She needs to increase her sales in order to earn more income and be able to contribute more to household expenses.
View original language description ↓
Josefa Avelina S., reside en La Coruña. Vive en la casa de su hijo y vive junto a el, su nuera y su nieto. Josefa posee una pequeña tienda, la cuál se ve muy beneficiada debido a que no se encuentran otras tiendas en el lugar, por lo cual los vecinos asisten únicamente a su tienda. Josefa solicita un préstamo para poder invertir más en su negocio, ya que desea poder comprar granos básicos y otros objetos de uso personal como jabón, papel higiénico, entre otros. Josefa desea poder ampliar su tienda, de manera que pueda ser visitada tanto por sus vecinos cercanos como por los más lejanos, esto contribuiría en gran manera a que Josefa obtenga mayores ganancias, ya que necesita mejorar sus ventas, debido a que solamente de esta manera podrá percibir mayores ganancias, de manera que pueda contribuir con los gastos del hogar.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 453
    View loans »
    El Salvador Loans Fundraising
  • $23,241,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Josefa Avelina purchase staple grains for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 5, 2009
Listed
Mar 23, 2009
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2010