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Mary A. is married and has four dependents. She has received schooling through senior high. Mary has sold food supplies and groceries like milk, milo, canned products and rice at the King of Kings in Elmina, since 2008. Her husband is a driver. Mary uses her income to support her husband in paying rent, utility bills and other basic family expenses. Mary will use the loan to increase the sale of food supplies to meet the increasing demand of her customers. With the new profits from her expanded business, Mary plans to save towards acquiring a piece of land to build a house so they can stop paying rent and to get a comfortable shelter for their family.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 16
    View loans »
    Ghana Loans Fundraising
  • $11,000,625
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Mary increase the sale of food supplies and groceries to meet the increasing demand of her customers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 13, 2009
Mar 22, 2009
Currency Exchange Loss:
Dec 24, 2009