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Raymond
Raymond N. is a photographer who goes to cover programmes and ceremonies with his video camera at a fee in Abura. Raymond has received a senior high education. He is married and has one child.


Raymond has been a photographer since 2004. He is responsible for providing food, clothing, and the other basic needs of his family. His loan will be used as additional capital to enable him buy photography items to improve the quality of his services to his customers. He hopes to reinvest the new profits back into his business for the expansion of his photography work.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 37
    View loans »
    Ghana Loans Fundraising
  • $11,598,000
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Raymond to buy photography items to improve the quality of his services.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 13, 2009
Listed
Mar 22, 2009
Currency Exchange Loss:
Covered
Ended:
Dec 24, 2009