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Sarah A. is single and has no child. She has received schooling through junior high. Sarah sells fabric; she is a seamstress who specializes in sewing ladies’ wear at Kisi near Elmina, which she has done since 2005. Sarah uses her income for paying the rent, utility bills and other financial expenses. She will use the loan to purchase more and greater variety of fabrics and other sewing materials for her sewing work. With the new profits from her expanded business, Sarah plans to reinvest for the expansion of her trade.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,960,950
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Sarah to purchase fabrics and other sewing materials.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 10, 2009
Mar 22, 2009
Currency Exchange Loss:
Dec 24, 2009