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Séraphine
Séraphine A. was born in 1972 and is the mother of seven, all of whom are in school. Séraphine A. is married to Raymond Aïha. Séraphine A. sells sundries (concentrated products, pastas, detergents, sugar), as well as food-producing products like corn, beans, and millet. Séraphine A. sells in one of the local markets in Cotonou, the economic capital of Benin. Séraphine A. stocks up on sundries in Tokpa, the international market in Benin. But when it comes to the food-producing products, Séraphine A. stocks up at Glazoué, the large grains market. Séraphine A. has already had two loans at Alidé. To increase her business, Séraphine A. seeks a third loan.

The signification of Alidé in the local language of Benin, the Fon, is that: “There is always a way for the poorest.” Benin is a country in West Africa next to Nigeria where the GDP per inhabitant is $1,500. Alidé offers special loans at 0% interest to those who are vulnerable. She is also part of a group who will soon launch a micro-health insurance program for those receiving microcredit loans.
View original language description ↓
A. Séraphine est née dans les années 1972 et est mères de sept enfants tous scolarisés. A. Séraphine est mariée à AÏHA Raymond. A. Séraphine vend les divers(les produits concentrés, les pâtes alimentaires, les détergents, le sucre)ainsi que les produits vivriers tels que le maïs, le haricot,le mil. A. Séraphine vend dans l’un des marchés locaux de Cotonou, Capitale économique du Bénin. A. Séraphine s’approvisionne en divers à Tokpa, marché international du Bénin. Mais en ce qui concerne les produits vivriers, A. Séraphine s’approvisionne à glazoué-le grand marché des produits céréaliers. A. Séraphine a déjà eu deux crédits à ALIDé. Pour mieux développer son activité A. Séraphine sollicite un troisième prêt.


La signification de ALIDé en langue locale du Bénin, le Fon, est « un chemin existe toujours pour les plus pauvres ». Le Bénin est un petit pays de l’Afrique de l’Ouest à coté du Nigeria où le PIB par habitant est à $1,500. ALIDé offre les prêts spéciaux de 0% d’intérêt aux personnes très vulnérables et elle est dans un groupe qui lance bientôt un programme de la micro-assurance santé pour les bénéficiaires de micro crédit.


Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 480.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Séraphine to purchase canned goods, detergent, sugar, soap and grains: rice, corn, millet, sorghum, bean, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Apr 3, 2009
Listed
Mar 22, 2009
Currency Exchange Loss:
Covered
Ended:
May 15, 2010