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Ngy N., 50, is married and lives with her husband in the Kampong Cham province. She and her husband work collecting palm juice to sell and to refine it to sugar palm. Together they make about US$7 in revenue per day. They run a small stand selling palm juice, beer and meat. This couple has four children, two of whom are construction workers and two who are in school.

Ngy N. needs a loan to expand her business and make more profit to raise their standard of living. She will use the loan to purchase beer and meat to sell.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 330
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Ngy to purchase beer and meat.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 18, 2009
Apr 1, 2009
Currency Exchange Loss:
Apr 15, 2010