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Slra Group
In this Group: Anthony S., Adama, Mohamed B. , Joseph S., Abdul K., Andrew B., Tommy C., David , Mosses , Mohamed G., Abu Bakarr *, Koliya *, Omaru V., Hassan , Abdulai
* not pictured
These are staff members of the SLRA (Sierra Leone Roads Authority) Makeni. SLRA was established in 1993 by an Act of Parliament charged with the responsibility of constructing and rehabilitating all roads, bridges and ferries in Sierra Leone. It is a civil engineering institution. SLRA Makeni is responsible for roads, bridges and ferries in Bombali, Koindadugu, part of Tonkolili and part of Kambia districts, in northern Sierra Leone. SLRA Makeni has a total of twenty-one staff. Over the years, SLRA Makeni has been able to construct many roads in the township of Makeni, making the town accessible to vehicles.

This will be the second loan members of SLRA Makeni are requesting from SMT. Previously, only nine staff members applied for a loan from SMT. With the success of the previous loans to staff, six new members of staff were encouraged to join their colleagues in applying for a loan this time around. With a loan, staff members will be able to invest it in something needed and out of their monthly salaries, they will repay the loan. Some of them will use the loan to buy pieces of furniture like a bed or chairs, other will use theirs to invest in business, some will invest theirs in a house-building project and others will use the loan to pay for their children's schooling.

Anthony S. K. (first from left) is a member of the three-man loan recovery committee and also head of security for SLRA Makeni. Anthony was born in Port Loko, northern Sierra Leone. He is age fifty-five, married to a teacher and they have four children together. Two of his children are in class six, one is in class five and the last is in class two. Anthony will use this loan in a house building project, to buy house building materials.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 24
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 3,010.0
    Sierra Leone Leones (SLL) = $1 USD