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Y. Y. is 29 years old and lives with his wife and two young children in Phnom Penh, Cambodia. He is an electrician and can make about $10.00 per day. His wife stays at home in order to watch their two young children. The family hopes to use this loan to purchase wood in order to repair their house--specifically to protect it from leaking during the rainy season. Additionally, Y. Y. wants to purchase electrical tools for his business. In the future, Y. Y. would like to open his own electrical shop. It is the couple's dream to one day build a concrete house for the family. Eventually, they hope they will have enough money to send their children to university.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 257
    View loans »
    Cambodia Loans Fundraising
  • $37,497,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Yea to purchase wood to repair the family's house and to purchase electrical tools for his business.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 14, 2007
Apr 28, 2007
Currency Exchange Loss:
Mar 3, 2008