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S. T. is 21 years old and a resident of Siem Reap Province. He is a father of a young child. He is married to Len, age 23, who sells different kinds of sweets along the street in her cart.

S. T. has been selling charcoal to the whole community for more than three years. He is famous for his service and his responsibility. He is taking a loan of $ 300 to buy hundreds of kilos of charcoal for his shop so that he can earn with a great retail price during the upcoming Khmer New Year eves. The loan will help the family attain a better standard of living.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 306
    View loans »
    Cambodia Loans Fundraising
  • $37,569,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Bin to buy hundreds of kilos of charcoal for his shop.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 16, 2009
Mar 22, 2009
Currency Exchange Loss:
Feb 15, 2010