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Sra. Carmen C. T. joined the organization a year ago because she needed a loan to buy wholesale merchandise, so she could sell it in her stall on Max Paredes Street in the Rosario neighborhood. She also plans to snag an "anticrético" to live in, since she's now living with her aunt and would like to get ahead and no longer depend on her aunt or pay rent. (An "anticrético" is a type of living arrangement in Bolivia in which a contract is signed with a property owner to be able to live in a house for a period of time for an established sum of money up-front. At the end of the period, if the house is still in good shape, all the money is returned to the occupant, or the occupant gets to keep the property.)
She lives with her younger brothers, who are of school age, and takes care of all the family expenses with her earnings from her stall.
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La Sra. Carmen C. T. ingreso a la institución hace un año, por la necesidad de tener un crédito para la compra de mercadería al por mayor, para la venta en su puesto ubicado en la C/ Max Paredes, zona del Rosario a media cuadra de la plaza Garita de lima y además tiene planes de agarrar un anticrético para su vivienda quien actualmente vive en la casa tía y desea superarse y no tener que depender de la misma , dejando de pagar el alquiler.
La Sra. vive con sus hermanos menores, en edad escolar, quien se encarga de ellos con todos los gastos familiares que tiene que cubrir con las ganancias de puesto.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 130
    View loans »
    Bolivia Loans Fundraising
  • $33,237,800
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Carmen purchase vegetables to increase her business capital.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 9, 2009
Apr 1, 2009
Currency Exchange Loss:
Sep 15, 2009