Georgina F. is 40 years old. She is married and the mother of nine children. Currently, three of them attend the community basic school. Georgina believes in hard work and dedication, which is the secret of her success. She lives with her family at Dome, a suburb of Mampong, in the Ashanti region. She has owned and operated a local restaurant and sold local foods like banku and abetie for the past ten years. Banku is prepared from milled maize grains and it is taken with hot pepper or soup. She needs the loan to enable her to inject more capital into her business so she can purchase more raw materials like bags of maize, baskets of cassava dough, meat, fish, vegetables and firewood. She says the cost of raw materials is very high now. She also wants to save part of her proceeds to provide a better education for her children. Georgina belongs to a village bank called ‘Sunkwa’, which means ‘Pray for Life’. She hopes to receive GH¢900 to make her business progress, by restocking her inventory.