The "Virgen D. Fatima" entrepreneurial bank is in its third cycle, and consists of 16 people. The group includes women who sell cosmetics, food, groceries, clothing and jams. These activities require quick credit. The group meetings take place on Thursdays at 3:30 PM in the home of the treasurer, Ruth Negri Rodriguez. The partners are committed to working with Emprender; they have learned to save and they have a lot of responsibility, which they share with each other.
Delicia V. M. is the president of the group, and has been for three cycles. Delicia was born June 11, 1973 in Beni. She works selling cosmetics, as well as fabric wallets, handbags, purses, etc. She is very responsible and accomplished in the group. She is also one of the leaders of the group and ensures that everyone makes their payments. Delicia helps sustain her family with her income--she has two small children in primary school.
Banco D. Emprendimiento: VIRGEN D. FATIMA se encuentra situado en el B/ 24 D. SEPTIEMBRE. El grupo esta en su 3° ciclo.Esta compuesto por 16 personas. En el grupo hay señoras que se dedican a la venta D. cosmeticos ,comida ,abarrote y venta D. ropa , mermeladas. son actividades que necesitan creditos rapidos, las reuniones del grupo se llevan acabo los dias jueves a horas15:30 PM en la casa D. la señora Tesorera .Ruth Negri Rodriguez A .Las Sra:estan conformes D. trabajar con Emprender por que aprendieron ahorrar y tener mucha responsabilidad, ademas que comparten entre ellas.
La Sra Delicia V. M. es Presidenta del grupo, tiene 3 ciclos D. antiguedad como presidenta del Banco D. Emprendimiento.La Sra Delicia nacio el 11 D. Junio D. 1973 en el Beni .Ella se dedica al rubro D. venta D. cosmeticos ,tambien se dedica a los tejidos D. carteras ,bolsos,monederos ,ect. Es muy responsable y cumplida en el grupo.Tambien ella es unas D. las lideres del grupo y hace que todas cumplan con sus cuotas.La Sra Delicia con los ingrersos que percibe ayuda al sustento D. su hogar, ella tiene dos hijos pequeños, que estudian en el nivel primario .
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.