Mary A. is 34 years old. She is divorced and the mother of four children. Mary believes in hard work and dedication, which is the secret to her success. She is a single parent who always wants to see joy in the family. She owns and operates a local restaurant and sells local foods like banku and abetie. Banku is prepared from milled maize grains and it is taken with hot pepper or soup. She needs the loan to enable her to inject more capital into her business so she can purchase more raw materials like bags of maize, baskets of cassava dough, meat, fish, vegetables and firewood. She says the cost of raw materials is very high now. She also wants to save part of the loan to venture into crop farming in the near future. Her picture was taken when she was going about her normal daily chores. Mary belongs to a village bank called ‘Naomi’. She hope to receive GH¢800 to make her business progress by restocking her inventory.