El Carmen Group
Mrs. Johana C., President of the group, is in her first loan cycle. She sells cosmetics and also has had a snack stand for 6 years. Every morning she goes to her snack business and at the same time takes advantage of selling cosmetics. She works 6 days a week. Her work requires an increase of capital to improve her snack business and invest in buying more cosmetics. She is very responsible and active in the group, and the opportunity that Emprender provides her she is not going to disappoint. Mrs. Johana B. is the responsible representative of the group.
La Sra Johana C. es Presidenta del grupo, es su primer ciclo, ella se dedica al rubro D. venta D. cosmeticos y tambien posee un snack tiene 6 años D. antiguedad en el rubro todas las mañanas sale a su negocio D. snack y al mismo tiempo aprovecha D. vender cosmeticos, trabaja 6 dias a la semana; su trabajo requiere D. un incremento D. capital para mejorar su snack e invertir en la compra D. mas cosmeticos. es muy responsable y cumplida en el grupo y la oportunidad que le brinda Emprender no va a defraudar .La Sra Johana B., es responsable del grupo .
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid