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San S. is 45 years old and lives with her husband and four children in Phnom Penh, Cambodia. S. has an unusual business purchasing second-hand pillowcases, then re-selling them to people at the local market. Her business generates about $5.00 of revenue a day. Her husband works for a small private company and can contribute about $2.50 per day to the family's income. Two of her children also work at a private company, and the other two are still students. With this loan, S. hopes to expand her business by purchasing more second-hand pillowcases. In the future, S. hopes that she will be able to send her children to university.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 55
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped San to expand her business by purchasing more pillowcases.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 12, 2007
Apr 27, 2007
Currency Exchange Loss:
Mar 3, 2008