Victoria D. is 65 years old. She is married and has given birth to eight children: three girls and five boys. She says all her children are out of school and living independently. She lives with some of her grand children and her husband in a family house in a small farming community called Nkwateng in the Eastern Region of Ghana. The major occupation of the inhabitants, the men in particular, is farming. Most of the women, however, are into trading activities and palm oil production. Victoria’s husband is a cocoa/palm nut farmer.
She produces palm oil to make some income to support her husband financially. She procures palm fruits from the local farmers and nearby farms. She distributes to customers who come to buy in bulk and retail. She also treks to other towns to sell. Victoria wants a loan to procure palm fruits in bulk so that she can produce the oil in bulk and distribute to her increasing number of customers. She is hopeful to improve her living standard.