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Naomi Obema is married and a mother of seven children: two boys and five daughters. The first born is in the senior high school while the rest are in the junior high and the primary schools. One of them is currently learning a trade. She is 41 years old. Naomi lives with her children and husband in a rented apartment in a small farming community called Nkwateng in the Eastern Region of Ghana.

The major occupation of the inhabitants, the men in particular, is farming. Naomi, however, is a baker. She bakes bread and supplies it to the retailers and food vendors (beverage sellers) in her community. She also hawks to sell some of the bread. She procures her goods from Kumasi and Nkawkaw at cost-effective prices. Naomi has been in business for three years. She says she wants a loan to buy the materials in bulk and expand her business. It is her dream to help her children to have access to a good education.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,572,300
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Naomi to procure bags of flour and ingredients and expand her baking business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 12, 2009
Mar 18, 2009
Currency Exchange Loss:
Sep 15, 2009