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Tikarisun De Ccachin Group
In this Group: Dionicio, Juan Victor, Genara, Hipolita, Victoria, Alejandrina, Cipriana, Evaristo, Honorata, Ernestina, Hermenigildo, Florencio
There are 12 members of the "Tikarisun De Ccachin" community bank, which means "We will flourish." This country community is located in the district of Lares, in the department of Cusco, Peru. The peasants walk four hours daily to arrive in Lares, where they make their purchases at the markets and also take their products to sell.


This group is very pretty and typical of the region, and they still maintain their Incan ancestry in their traditional dresses and customs, their lifestyles and folkloric live dances. The members are very humble, but they are filled with courage and tenderness. They work on the land, producing different varieties of potatoes and maize (white, yellow, multicolored). But most of all they are the best weavers in the Cusco valley. They have a very distinct technique and make scarfs, blankets, lace, ponchos, caps and beautiful works depicting nature. All of this is done by hand and with natural dyes. All of what they know they learned from their ancestors, and this knowledge is passed on from generation to generation. It also allows them to participate in the tourism industry, and they are very friendly people who want to share and keep their traditions alive.


With the loan, the members will purchase seeds for their new crops, some heads of cattle for livestock, and alpaca and sheep fleece so their wives can continue weaving. They also want to build some rooms so they will be able to receive visitors and provide accommodations.


The members are very grateful for the granted loan. For them this is a new experience, since previously none of them have had to the opportunity to work with credit. They are anxious to invest the money and see the results. They themselves invite all of you to the country community of Ccachin. They value the loan and promise to fulfill the payments on time.

View original language description ↓
Los socios del banco “TIKARISUN DE CCACHIN”; son un grupo conformado por 12 miembros, este nombre significa “FLORECEREMOS”, Está comunidad campesina se encuentra ubicada en el distrito de Lares de la provincia de calca del departamento del Cusco a 3 700 m.s.n.m. Los campesinos caminan diariamente 4 horas para llegar al distrito de Lares, dónde realizan sus compras en los mercados y dónde ellos también llevan sus productos para vender.

Esta comunidad es muy linda y muy típica, es una de las comunidades que aún mantienen su herencia Inca. y mantienen sus trajes típicos y sus costumbres ancestrales, su estilo de vida y sus danzas folklóricas vivas, nuestros nuevos socios, son gente muy humilde, pero llena de mucho coraje y muy cariñosa, ellos trabajan la tierra, producen diferentes variedades de papas, y variedades de maíz, (blanco, amarillo, y el maíz de muchos colores); pero sobre todo ellos son los mejores tejedores de la zona del valle de Cusco, tiene una técnica muy peculiar y elaboran chalinas, mantas, mantillas, pasillos, ponchos, gorros, y trabajos muy bellos con diseños de la naturaleza, todo eso realizados a mano y con teñidos naturales; todo lo que ellos saben lo aprendieron de sus antepasados y esto fue viajando de generación en generación; aquí podría fácilmente realizarse el turismo vivencia participativo, por que ellos son gente muy amable y desean seguir cultivando su pasado vivo.

Estos socios invertirán su préstamo en comprar semillas, para sus nuevos cultivos, comprarán algunos ganados vacunos y lanas de alpacas y ovejas para que sus esposas sigan realizando sus tejidos; ellos también desean construir algunos cuartos para poder recibir a sus visitantes y darles hospedaje en sus casas.

Los socios están muy agradecidos con el préstamo otorgado, para estos socios esta experiencia es nueva, ya que nunca antes tuvieron la oportunidad de trabajar con créditos, ellos están ansiosos por invertir sus dineros y ver sus resultados, así mismo ellos los invitan a todos ustedes a la comunidad campesina de Ccachin en Cusco. Valorando el préstamo se comprometen a cumplir con las fechas de pagos programados.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 33
    View loans »
    Peru Loans Fundraising
  • $55,889,725
    Funds lent in using Kiva
  • 3.2
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Tikarisun De Ccachin Group's $2,050 loan helped a member urchase seeds for their new crops, some heads of cattle for livestock, and alpaca and sheep fleece; and build accomodations.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 13, 2009
Listed
Mar 19, 2009
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2009