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An active and energetic young woman, B. Lucie was born on January 14, 1978 in Houédakomè, in the 1st district of the city of Porto-Novo, the administrative and political capital of Bénin. She is married and has two children who are both in school. Lucie makes and sells rice and beans, locally called "atassi". But she lacks sufficient financial means for acquiring supplies on time and for responding effectively to the strong demand from her customers. This is why she's expressing a need for a loan, so as to bolster her business and to build up her own capital.

Alidé means “there is always a path for the poorest” in Benin’s local language of Fon. Benin is a small West African country located next to Nigeria and has a per capita GDP of $1,500. Alidé offers special loans to highly vulnerable people at an interest rate of 0%. It is part of a group that is soon launching a micro health insurance program for recipients of micro-loans.

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Jeune femme active et dynamique, B. Lucie est née le 14 janvier 1978 à Houédakomè dans le 1er Arrondissement de la ville de Porto-Novo, capitale administrative et politique du Bénin. Lucie est mariée et elle a deux (2) enfants tous scolarisés. Lucie prépare et vend du riz et du haricot, localement appelé « atassi ». Mais Lucie ne dispose pas d'assez de moyens financiers pour s’approvisionner à temps et pour répondre efficacement à la forte demande de sa clientèle. C'est pourquoi Lucie exprime un besoin de prêt pour renforcer son activité et constituer son propre capital.

La signification de ALIDé en langue locale du Bénin, le Fon, est « un chemin existe toujours pour les plus pauvres ». Le Bénin est un petit pays de l’Afrique de l’Ouest à coté du Nigeria où le PIB par habitant est à $1,500. ALIDé offre les prêts spéciaux de 0% d’intérêt aux personnes très vulnérables et elle est dans un groupe qui lance bientôt un programme de la micro-assurance santé pour les bénéficiaires de micro crédit.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 505.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD