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Juana
Juana belongs to "Orchids" community bank. She lives in Jr. Huascar in the Tarapoto district in the department of San Martín, Peru. She's a 44-year-old married mother of three, all grown up and independent. She started with 50 soles and on her own initiative decided to start her business and began selling snacks at a local school. Currently she continues doing the same job and now has a specially arranged kiosk inside the school where she sells prepared food such as tamales, different rice dishes, candy and other snacks, fried bananas, popcorn, along with soft drinks, juices and other beverages. With the loan of 3,000 soles, which she plans to repay in six months, she will purchase products such as sacks of rice and sugar, gallons of oil, and packages of soft drinks for her daily food preparation. Her main customers are the students, teachers and administrators at the school, and she makes the decisions of what to do with the earnings. Personally, she tells us that now she is very independent, secure and responsible with her payments. Juana gives her thanks to Kiva partner Manuela Ramos for allowing her to grow as a businesswoman and a person.
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La señora Juana, pertenece al Banco Comunal “Orquídeas”, vive en el Jr. Huascar - Colegio Tarapoto, Distrito de Tarapoto, Departamento de San Martín. Es Casada, tiene 44 años y es madre de 3 hijos, todos independientes.

Se inició, con S/. 50.00 y fue por iniciativa propia decidió emprender su negocio y empezó vendiendo refrigerios en un Colegio.

En la actualidad continúa con el mismo negocio, cuenta con un Kiosco especialmente acondicionado, dentro del Colegio; donde vende comidas preparadas como juanes, tamalitos, arroz chaufa, arroz con pollo; dulces y golosinas; chifles, canchitas y en bebidas gaseosas, refrescos y jugos.

Con el préstamo de S/3,000.00 que cancelará en un plazo de 06 meses, comprará productos como arroz y azúcar en sacos; aceites en galones y gaseosas en paquetes; para la prepación de sus alimentos diarios. Sus principales clientes son los alumnos, docentes y administrativos.

Ella, toma las decisiones en las ganancias de su negocio. En lo personal, nos cuenta que ahora es muy independiente, seguro y responsable con el pago de sus cuotas.

Juana, manifiesta su agradecimiento a Manuela Ramos por permitirle crecer como empresaria y Mujer.

About Peru

  • $6,715
    Average annual income
  • 69
    View loans »
    Peru Loans Fundraising
  • $53,956,025
    Funds lent in using Kiva
  • 3.2
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Juana purchase products such as sacks of rice and sugar, gallons of oil, and packages of soft drinks for her daily food preparation.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 24, 2009
Listed
Mar 18, 2009
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2009