This entrepreneur owns a stationery shop in the middle town of Kigali where she sells all office supplies and the services of a photocopier. She has two full-time workers who help her to run her business. In fact, Odette has such a stable business that, from her profits, she is able to pay school fees for her children and buy food to sustain them.
She had been doing the same business for 5 years. This entrepreneur opens her business from 7:00am to 19:00pm. She makes approximately 200000Rwf per month.
Odette B. hopes to expand her business and continue to pay school fees for her children.
Odette is requesting a loan of 500000Rwf from Vision Finance Company, S.A. This loan will be repaid in eight months on a monthly basis.
About Vision Finance Company s.a – Rwanda (VFC)
Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.
VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.
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