Mrs. Tran Thi N. is 49 years old. She is living with her husband and two school age children in Y Yen district, Nam Dinh province. In 2000 she joined TYM Fund and borrowed money to invest in raising livestock and trading coals. Currently these are the businesses that bring the main source of income for her family, which is VND5,000,000 per month.
In this loan cycle, she wishes to borrow VND15,000,000 to invest more in the coal trading business.