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Ernestine
Greetings from N. Ernestine in the Gasabo District of Kigali city, the capital of Rwanda. N. Ernestine is 46 years old and married with six children.


This entrepreneur holds a space in the Nyabugogo market, where she sells many kinds of clothes, especially bed covers, blankets and bed sheets. Ernestine has one full-time worker to help with running the business smoothly. She has been doing the same business for 26 years. This entrepreneur opens her business at 6 a.m. and closes at 5 p.m. and earns approximately 300,000Rwf per month (about $550).


Ernestine is expecting to expand her business and is requesting a loan worth 500,000Rwf from VISION FINANCE COMPANY s.a., Kiva's partner. This loan will be repaid over a term of eight months on a monthly basis.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 31
    View loans »
    Rwanda Loans Fundraising
  • $14,226,825
    Funds lent in using Kiva
  • 568.0
    Rwanda Francs (RWF) = $1 USD