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Chérubins Plus Group
In this Group: Modeste, Sabina, Kutekemeni, Céléstine, Julienne, Stanis, Ivone, Gidelle, Thérèse, Fiston, Adrienne, Thérèse, Aziza, Mpongo, Mabundu, Ndaya, Ruth, Hélène, Angel, Mireille, Madelene, Marthe, Théophile, Sophie, Elise, Odette, Jacqueline, Nkumu, José, Jeanne, Kasasa, Anny, Patience, Louison, Florence, Opel, Nathalie, Anny, Phonsine, Bitshilualua, Germaine, Muanza
Modeste M. produces and sells soap made from palm oil. He makes about US$ 20 in profit per week. He started doing business by selling prepaid cell phone minutes in 2005 with a working capital of US$ 200. From 2005 to 2007, he diversified his business by adding women’s clothing. He started selling in Mbuji-Mayi which is in central DRCongo.

Modest's business prospered, increasing his working capital to US$ 1500. In 2007, thieves broke into his shop and took of all his goods and the working capital. He closed the business and moved to Kinshasa.

From 2008 to the present he has sold cell phone minutes and soap made from palm oil with a capital of US$ 150. His vision is to open a small factory to produce soap to meet people’s need in his area.

Modeste is 53 years old, married and has seven children between the ages of 12 and 30. Six of them are students and one is independent.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,423,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Chérubins Plus Group's $4,200 loan helped a member to increase working capital to purchase tools and equipment to produce soaps.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 10, 2009
Mar 17, 2009
Currency Exchange Loss:
Aug 15, 2009