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Sérénité Group
In this Group: Marie, Marie-Jeanne, Marcel, Aimé, Chantal, Robert, Mado, Mukangi, Chantal, Marie-Jeanne, Alphonse, Didier, Dada, Thérèse, Lady, Ngola, Ankemadje, Rodaine, Rose, Mulopo, Maurice, Bwassa, Muladika, Balakompandje, Kafuti, Mertince, Pélazi, Samuel, Rachel, Paul, Béatrice
Marie N. has been in business since 1982 and has been a faithful client with Hope DRCongo since June 2008. She sells soft drinks and loaves of bread.



Marie started her business with US$ 82 in capital, selling women’s clothing and jewelry. From 1982 to 1990, her working capital increased to US$ 140 which allowed her to open a general boutique in 1990. From 1990 to 1996, her business decreased considerably because of the political and economic instability of the country.



Marie decided to close the boutique and sold sacks of charcoal from 2001 to 2005. In 2005, she hired someone to manage her business, as she was taking care of her daughter who was very sick. After her daughter passed away, her goods and money were also robbed. She closed her business for two years. She re-launched it in 2006, purchasing and selling charcoal in sacks.



In 2008, she joined one of Hope’s groups named “Sérénité”. By increasing her inventory, Marie will be able to increase sales and generate additional profits that will allow her business to grow. She is 59 years old, married and the mother of seven children, aged between 23 and 38, of whom three are students in college and four are independent. Her business makes about US$ 13 per week. Her vision is to open a beverage store and a beauty shop.

Additional Information

About HOPE DRC

HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 7
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sérénité Group's $4,200 loan helped a member to increase working capital to buy additional goods.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 9, 2009
Listed
Mar 17, 2009
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2009