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One Way Group
In this Group: Fatmata , Ya Kadiatu, Fatu
This is Fatmata S., Ya Kaday T. and Fatu C.. They named their group One Way. Previous loans have had meaningful impacts on their lives. The last loan they received from Kiva through SMT was for Le 800,000.00 each. Now they are requesting a new loan for Le 1,000,000.00 each to enable them to further strengthen their businesses.

Fatmata S. (middle) is the leader of the group. Fatmata is thirty-five years of age. She was born in Makeni City, in Northern Sierra Leone. She is married to an architect and the two of them have three children. One of their children is in Junior Secondary School II (JSS II), another is in class four, and the last is not of school-going age. Fatmata sells market food in Makeni's second largest market. She has been in the market food business since childhood. With this loan, Fatmata will buy gallons of cooking oil, a bag of onions, a carton of “margi” and two cartons of tomatoes.

Fatmata faces no major challenges in her business. Business is going on fine and well for her. She enjoys doing her business and would like to see it grow. Her business is the only source of income for Fatmata. From this business, she and her husband pay for the children's schooling, feed the family and solve most of the household problems.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $903
    Average annual income
  • 10
    View loans »
    Sierra Leone Loans Fundraising
  • $9,001,175
    Funds lent in using Kiva
  • 3,045.0
    Sierra Leone Leones (SLL) = $1 USD