Dilovar has sixteen years of experience in producing wheat, watermelon and onions in his community, which has a favorable climate and where the cultivation of these crops is an established tradition. He works the fields with the support of his wife, who is also dedicated to the production. This couple has been perfecting and modernizing their production processes. The maintenance of the land has a high cost, due to the attention that must be given to the plants in each phase of the process, such as manually weeding and using organic fertilizer and natural supplements for the control of diseases. These give better yields to their crops, since they prevent the soil from deteriorating so much, provide better conditions for cultivation at planting time and improve the quality of the crop, increasing its value. Organic products currently obtain better prices in the market. Dilovar requests a loan for the purchase of supplies for his crops, such as seeds, fertilizer, fuels and lubricants. He will use part of the loan to pay wages to the hired workers. The loan will greatly improve Dilovar’s income and his family's living conditions.
More about Tajikistan and IMON International:
Tajikistan is perhaps best known for its rich history, which includes a key post along the Silk Road, the end of Alexander the Great's rule, and its famous great thinkers, philosophers, scientists and poets, such as Rudaki, Ibn Sina (Avicenna), Firdousi, Omar Haiyam, Jomi, Mavlavi Rumi and many others. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. Even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.
But, Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj
About IMON International
IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.