Check out other loans that are currently fundraising!
Ni Made Karti
Ni Made Karti lives in "Katulampa" village with her husband, I Ketut Derken and her son, I Gede Indra Purnawan. She lives in her own home, not a rental, but the land is owned collectively by her family. I Ketut Derken, Ni Made Karti's husband works as a farmer. Her husband's income is barely sufficient to pay for daily expenses. She still needs additional income to pay for her son's grade school tuition. So she started to farm pigs to supplement her family's income. Currently, Ni made Karti owns 2 breeding pigs, one male and 8 fattening pigs. In 6 months, Ni Made Karti spends about $40 to purchase feeds for her pigs. So to pay for her business' daily expense, she required DINARI's help. Ni Made Karti applied for 6 month loan program from DInari. Through this program, Ni Made Karti hopes that her business can grow and her dream that her son finish all his education can come true and her household income can improve.
View original language description ↓
Ni Made Karti tinggal di sebuah dusun yang bernama Dusun Katulampa, Manistutu. Ni Made Karti tinggal bersama suaminya I Ketut Derken dan seorang anak laki – lakinya bernama I Gede Indra Purnawan. Rumah yang ditempatinya adalah rumah sendiri. Namun tanahnya merupakan tanah keluaraga. I Ketut Derken suaminya, bekerja sebagai petani. Penghasilan suaminya ini hanya cukup untuk biaya hidup sehari – hari. Sedangkan untuk biaya sekolah anaknya yang baru duduk di kelas 1 SD masih belum terpenuhi. Untuk itu Ni Made Karti memelihara babi untuk menambah penghasilan keluarganya. Saat ini Ni Made Karti sudah memelihara 2 ekor induk babi, 1 pejantan dan 8 ekor penggemukan. Dalam waktu 6 bulan, Ni Made Karti bisa menghabiskan dana sebesar ± Rp. 500.000,- untuk membeli pakan ternak babinya. Ni Made Karti mengalami kekurangan dana untuk membeli pakan ternak babinya tersebut.
Untuk mendukung usahanya itu Ni Made Karti sangat memerlukan pinjaman modal dari Dinari. Ni made Karti mengikuti program pinjaman Dinari dengan jangka waktu 6 bulan yang pembayarannya dilakukan di akhir periode. Dengan mengikuti program ini, Ni Made Karti berharap usahanya bisa berkembang dan cita – citanya untuk menyekolahkan anaknya ketingkat yang lebih tinggi dapat terwujud, serta penghasilan rumah tangganya dapat meningkat.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $4,458
    Average annual income
  • 66
    View loans »
    Indonesia Loans Fundraising
  • $4,806,575
    Funds lent in using Kiva
  • 11,969.5
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Ni Made Karti to buy feeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 12, 2009
Listed
Mar 23, 2009
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2009