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In the Mayoreo Market in the city of Managua, Lidia P. devotes a lot of effort to her hardware shop which she attends to with much enthusiasm, offering different types of hardware products. She is hoping that Ceprodel will grant her a loan to buy hardware products since she's sold all the ones she has and would like to refill her inventory. For this reason, she trusts that her loan will be satisfactorily granted.
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En el Mercado Mayoreo de la ciudad de Managua la señora Lidia P. se dedica con mucho esfuerzo a su negocio de ferretería el cual atiende con mucho entusiasmo brindando diferentes tipos de productos ferreteros.

La razón por la cual ella espera en Ceprodel es para ser beneficiada con un crédito para la compra de los productos ferreteros ya que se le han estado agotando y requiere volver a llenar su inventario. Por esto espera muy confiadamente en que su crédito será otorgado satisfactoriamente.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Lidia to buy hardware products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 16, 2009
Mar 19, 2009
Currency Exchange Loss:
Sep 15, 2009