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Lydia D. is thirty-four years old. She is married and has given birth to three children, two males and one female. All of her children are currently in basic school. As a resourceful wife, Lydia trades to support her husband financially. Her husband is a professional electrician. She lives with her family in a rented apartment in a small farming community called Nkwateng in the Eastern Region of Ghana. The major occupation of the dwellers, the men in particular, is farming.

Lydia is into trading. She runs a cold store in her community. She procures her goods from big cold store operators in Kumasi, a nearby city, at wholesale prices and sells at retail prices to her customers. She says nearby smaller townfolk come to buy in cartons to retail. The majority of her customers are food vendors. Her cold store is situated by the road side.

Lydia makes good sales because of the strategic location of her store. She has been in business for eight years. She wants a bigger working capital to increase the quantity of stocks she procures. It is her dream to help her husband put up a structure for the family.

About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Lydia to procure fresh fish and meat.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 5, 2009
Mar 14, 2009
Currency Exchange Loss:
Sep 15, 2009