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Namakula Rose Group
In this Group: Namakula , Nakagwa , Namuyomba , Nakimbugwe
Namakula R. is 47 years old, and married with seven children. She rents a two-room house with her family.
She has two meals a day, breakfast and lunch. Her greatest expenses are school fees for her children and rent for her house.

Namakula R. has a retail shop for her business and she buys her products from a nearby market. She works seven days in a week. She has had this business for five years now and it is her first business.

Her main challenge is that since her shop is near the market she has to share her customers with so many other people doing business there. This has reduced the number of clients she has. She has been with MCDT for four years now and she has been with her group for four years. The reason why she joined MCDT is because she wanted to get capital to increase her stock. She will use this loan to buy a variety of items to sell in her shop.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 211
    View loans »
    Uganda Loans Fundraising
  • $31,373,750
    Funds lent in using Kiva
  • 2,035.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Namakula Rose Group's $700 loan helped a member to purchase more stock.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 5, 2009
Mar 14, 2009
Currency Exchange Loss:
Sep 17, 2009