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Tem Y., 45, is married and lives with her husband in the Siem Reap province. She works in a grocery store, making about US$5 per day. Her husband is a village chief and earns US$20 per month. This couple has six children; three are in school and one is a construction worker. Tem Y. is asking for a loan to add more products to her grocery store to meet her clients' demands.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 44
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Tem to expand her grocery store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 17, 2009
Apr 1, 2009
Currency Exchange Loss:
Dec 15, 2009