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Margaretha Undap
Margareta Undap a housewife and industrious worker, helps her husband, Made Sanda, who already retired. Margareta sells various household essentials like snacks, drinks, soap, cigarettes and others in her stall. With an earlier loan of Rp.1.000.000,- Margareta buys materials from the Malay market not far from her home. Margareta begins business at her stall at 9 am in the morning until 6 pm in the evening. Profit earned daily was Rp.50.000,-. This profit is used to fulfill essentials and also her child’s education expenses, now in grade 6. Her home is self-built on elderly land with semi permanent materials. She hopes with this loan from Dinari, She can increase the business funding.
View original language description ↓
Margareta Undap seorang ibu rumah tangga yang rajin bekerja ,untuk membantu suaminya Made Sanda yang sudah pensiunan ABRI.Margareta menjual berbagai kebutuhan rumah tangga diwarungnya seperti makanan,minuman, sabun,rinso, rokok dan lai-lain. Dengan modal awal Rp.1.000.000,- Margareta membeli bahan-bahan dipasar Melaya yang tidak jauh dari rumahnya. Margareta mulai membuka warungnya pada pagi hari pukul 09.00 pagi sampai sore hari jam 6 sore .Keuntungan yang diperoleh sebesar Rp.50.000,- perhari . Keuntungan ini dipakai untuk memenuhi kebutuhannya dan juga pendidikan anaknya yang duduk di kelas 6 SD . Rumahnya dibangun sendiri ditanah orangtua dengan bangunan semi permanen. Harapannya dengan pinjaman yang diperoleh dari Dinari, Margareta akan menambah modal usahanya untuk membeli tambahan barang dagangan sehingga barang dagangannya lebih lengkap dan segala kebutuhan pelanggannya tersedia. Dengan tersedianya segala kebutuhan pelanggan, Margaretha yakin penjualannya akan meningkat dan akan menambah keuntungan yang didapatnya.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 88
    View loans »
    Indonesia Loans Fundraising
  • $5,148,150
    Funds lent in using Kiva
  • 11,881.1
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Margaretha Undap be the capital to buy more merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 25, 2009
Listed
Mar 30, 2009
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2009