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Juan Francisco
Señor Juan Francisco is 31 and lives in Villa Reconciliación. He and his wife have 4 children who are in school. His wife sells clothing. He has worked at a service station for 5 years. He started with the help of a friend who recommended him and because of his good performance, he has been able to keep his job. With this request for a credit, he wants to purchase construction materials to make improvements to his house like replacing the roof and some doors. His plans are to have all of the conditions of a home that his family needs to be well and to be able to enjoy the improvements. Thanks to Afodenic, he has managed to complete part of his projects, and he hopes to get ahead and have his home be in better condition.
View original language description ↓
El señor Juan Francisco tiene 31 años de edad, reside en villa reconciliación, su esposa le tiene cuatro hijos que están estudiando, ella vende ropa. El trabaja como operario de centro de servicio desde hace cinco años inicio con ayuda de un amigo que lo recomendó y por su buen desempeño ha logrado mantener su trabajo. Con esta solicitud de crédito lo quiere para comprar materiales de construcción para hacer mejoras a su casa como cambiar el techo, cambiar unas puertas. Sus planes es poder tener toda las condiciones de una vivienda para que su familia este bien y poder gozar de las mejoras que gracias Afodenic ha logrado hacer parte de sus proyectos y espera seguir adelante y con mejores condiciones.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Juan Francisco to purchase construction materials to repair his roof and replace some doors.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 10, 2009
Mar 15, 2009
Currency Exchange Loss:
Apr 15, 2009