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Suria Yovanny
Suria Yovanny is requesting refinancing of her second credit to finsih constructing her kitchen. She has worked for five years as an elementary school teacher. She started teaching in the region of Hamaca, which is eighteen kilometers from her town. Last year they moved her to teach in the urban area of Jacinto Baca. Even though Suria doesn't have kids, she is responsible for the care and expenses of her two little brothers since her parents are at their family's farm working. Currently the oldest boy is in fifth grade and the youngest is in second grade in the same school where she works. She is a well-behaved young woman, a good teacher, responsible, honest, and very hard-working. She is in her second year in the URACCAN Recinto Nueva Guinea University. Her dreams are to finish her studies, to keep improving her home with each credit offered to her by AFODENIC, that her family has good health, and to have stable employment.
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Suria Yovanny esta solicitando refinanciamiento de su 2do crédito para terminar de construir la cocina, labora desde hace 5 años como docente de Educación primaria, inicio dando clase en la comarca la Hamaca a unos 18 kilometros de la colonia, hasta este año la trasladaron a dar clases en la zona Urbana de la colonia Jacinto Baca, Suria a pesar que ella no tiene hijos se encarga del cuido y los gastos de 2 hermanitos que tiene a su cargo, ya que sus padres se mantienen en la finca trabajando, actualmente los tiene estudiando el niño mayor estudia 5to grado y el menor 2do grado en el mismo colegio que ella trabaja, se caracteriza por ser una joven de buena conducta, buena maestra, responsable, honesta y muy trabajadora. Actualmente esta estudiando su 2do año en la universidad URACCAN Recinto Nueva Guinea, su sueño esterminar sus estudios, ir mejorando su vivienda con cada crédito otorgado por AFODENIC, salud para su familia y estabilidad laboral.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Suria Yovanny to construct a kitchen.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Mar 20, 2009
Mar 14, 2009
Currency Exchange Loss:
Mar 15, 2011