The members have a variety of businesses such as the sale of vegetables, piglets, tara, small animals, general groceries, food, candies, fruit, and hand-made bricks.
Victoria is in a common-law marriage; she is 34 years old and has three children. Victoria has been selling candies at the entrance of the local high school for four years. Victoria also harvests tara on land she leases.
Aquilina is in a common-law marriage; she is 33 years old and has two children. Aquilina has a grocery store in her home and also raises pigs and guinea pigs.
Basilia is married, 38 years old and has four children. Basilia sells candies and fruit in the street in front of the high school as well as buying and selling tara and piglets.
The members need to borrow different amounts such as 300 soles, 600 soles and 900 soles for a total loan of 11,100 soles to the community bank.
The loans will be used to buy rice, oil, noodles, tara, piglets, vegetables, candies and to pay for the rental of land.
The members dream of giving their children a good education, of having homes of their own, of building their homes out of durable materials and of improving their businesses.
Las socias realizan diferentes negocios como la venta de verduras, cochinilla, tara, animales menores, abarrotes en general, comida, golosinas, frutas y fabricación de ladrillos artesanales.
Como es el caso de Victoria que es conviviente, tiene 34 años y 3 hijos, Victoria vende golosinas en la puerta del colegio del distrito, actividad que realiza hace 4 años, además Victoria se dedica a la cosecha de tara de terrenos que alquila.
Por otro lado Aquilina es conviviente, tiene 33 años y 2 hijos, Aquilina tiene una tienda de abarrotes en su casa, además Aquilina se dedica a la crianza de cuy y cerdos.
Mientras que Basilia es casada, tiene 38 años y 4 hijos, Basilia vende golosinas y frutas de manera ambulatoria en la puerta del colegio. Además se dedica a la compra y venta de tara y cochinilla.
Las socias necesitan diferentes montos de prestamos como 300 soles, 600soles, 900 soles haciendo un total de 11,100 soles de prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra de arroz, aceite, fideo, tara, cochinilla, verduras, golosinas y para el pago del arriendo de los terrenos.
Los sueños de las socias son brindar una buena educación a sus hijos, tener casa propia, construir su casa de material noble y mejorar su negocio.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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