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C1184 Jyambere Group
In this Group: Laurence, Mukabalinda , Mukakamali , Mukagahimanyi , Mukandamage
Greetings from Byumba, Rwanda! Byumba is in the northern part of the country, near the Ugandan border. Here, the Jyambere group is seeking its first loan from Vision Finance Company. The group is composed of five members: Souzane Mukabalinda, R. Mukagahimanyi, M. M., Xavera Mukakamari, and group president Laurence M.. They each sell sorghum and vegetables.

Laurence is 45 years old, married, and has five children, aged 18, 15, 11, 9, and 7. She also cares for two orphans. She has been selling sorghum for fifteen years and employs nine people to assist her in planting, harvesting, and selling it. She works from 7 a.m. to 4 p.m. daily and earns a profit of approximately 223,000 Rwandan francs each month (about $440).

She is requesting a loan worth 40,000 Rwandan francs so that she may purchase more sorghum, beans, and vegetables to sell to her clients. With the profits, she intends to pay school fees and buy more food for her family.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 13
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 567.2
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of C1184 Jyambere Group's $400 loan helped a member to buy more sorghum, beans, and vegetables to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 13, 2009
Mar 11, 2009
Currency Exchange Loss:
Oct 15, 2009