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09 - Quảng Hưng Group
In this Group: Nhâm, Dung, Mai, Hằng , Thắm , Thiết
Village 5 in Quang Hung commune is one of the poor villages inThanh Hoa province. The inhabitants make a living mainly by farming and raising livestock/poultry. Group 09 consists of 6 members. Mrs Hoang Thi Nham, group leader, is 32 years old. She has 2 children, both of them are going to school. Her elder son is at 5th Grade, and her younger daughter is at 1st Grade. Her husband is Mr. Nguyen Dinh Luoc, 35 years old. The economic situation of her family is very difficult as the family depends on the 1000 sq meters of farming land. Everyday he goes to the city to work as construction worker to support the family. Mrs. Nham stays at home to farm. She also participates in the Commune's Women Union. She wishes to borrow VND1,626,900 (about VND93) to buy baby chickens to raise. Other members of the Group request the same amount of loan, as below:

Ms. Nguyen Thi Dung, 24 years old, borrows to buy pigs to raise

Ms. Nguyen Thi Mai, 27 years old, borrows to buy fruits such as oranges, mandarins, apples, pears to resell

Ms. Lam Thi Hang, 46 years old, borrows to buy fertilizer for her farm

Ms. Nguyen Thi Tham borrows to buy rice to resell

Ms. Nguyen Thi Thiet, 25 years old, borrows to buy hair-dressing tools

Please note that Ms. Dung is not in the picture as she is at the hospital taking care of her father in law who is hospitalized.

View original language description ↓
* Thôn 5 xã Quảng Hưng là một thôn nghèo của tỉnh Thanh Hóa. Người dân sống chủ yếu bằng nghề nông và chăn nuôi. Nhóm số 09 gồm 6 thành viên. Chị H. Thị Nhâm làm nhóm trưởng, năm nay chị 32 tuổi.Chị sinh được 2 người con, các con của chị đều đang đi học. Con trai đầu của chị đang học lớp 5. Con gái thứ 2 đang học lớp 1. Chồng chị là N. Đình Lược, năm nay anh 35 tuổi. Gia đình chị kinh tế rất khó khăn, cả gia đình trông chờ vào 2 sào đất ruộng (1000 metter square), hàng ngày anh phải lên thành phố đi làm thợ xây để tạo thêm thu nhập cho gia đình. Chị Nhâm ở nhà làm ruộng, ngoài ra chị còn tham gia sinh hoạt phụ nữ ở thôn. Nay chị vay mức vốn là 1.626.900VND (~93USD)để mua gà giống về nuôi.Các thành viên khác trong nhóm cũng có cùng mức vay gồm:
* Chị N. Thị Dung năm nay 24 tuổi, chị vay vốn để mua lợn giống.
* Chị N. Thị Mai năm nay 27 tuổi, chị vay vốn để mua cam, quýt, táo, lê đi bán.
* Chị L. Thị Hằng năm nay 46 tuổi, chị vay vốn để mua phân bón ruộng.
* Chị N. Thị Thắm vay vốn để mua gạo bán.
* Chị N. Thị Thiết năm nay 25 tuổi, vay vốn để mua phụ kiện cắt tóc.
* Trong ảnh chị Dung không có mặt vì bố chị bị ốm và đang nằm bệnh viện nên chị phải ở dưới bệnh viện để chăm sóc ông.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 104
    View loans »
    Vietnam Loans Fundraising
  • $14,708,775
    Funds lent in using Kiva
  • 16,755.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 09 - Quảng Hưng Group's $600 loan helped a member buy baby chickens to raise, fruits and rice to resell, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 6, 2009
Mar 14, 2009
Currency Exchange Loss:
Nov 15, 2009