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Razia Begum Riaz Ahmad Group
In this Group: Razia Begum , Shahadat , Nagina
Razia begum baji is a widow and a citizen of Vehari, Pakistan for the last 15 years. Her husband left her with no financial resources. Razia baji bears the hardships all alone. She started sewing clothes day and night to survive with her three children: two daughters and one son. She didn’t remarry because she focused only on her children and their future. She used her income to pay off their school fees. Now Razia baji’s eyesight doesn’t allow her to sew clothes. So she started selling fertilizer because in Vehari people mostly work in agriculture. So she is applying for a loan to buy fertilizer for selling.

She is the group leader for some more women from her locality. Shahadat baji wants a loan to buy fertilizer to sell. Nagina baji wants a loan to buy chickens for her chicken meat selling business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 448
    View loans »
    Pakistan Loans Fundraising
  • $15,084,775
    Funds lent in using Kiva
  • 80.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia Begum Riaz Ahmad Group's $525 loan helped a member to buy fertilizer to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 11, 2009
Mar 13, 2009
Currency Exchange Loss:
May 18, 2010