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Khursheed Nazir Ahmad Group
In this Group: Khursheed , Kalsoom , Sajida Parveen , Munawar Sarwar
Khursheed baji is the wife of N. A. and has been a citizen of Vehari, Pakistan for the last 14 years. Her husband has been running a grocery shop in the community for the last 5 years. People come to his grocery shop to buy groceries.

Khursheed baji is the mother of three children: two sons and one daughter. Her elder son works in a factory on monthly wage. The others are getting an education from a school located near her house. She is involved in a clothes sewing business. She charges $2 per dress and her customers are mostly her neighbors. She saves her income in a committee and wants to renovate her house with the committee amount. She is applying for a loan to buy groceries to diversify her husband’s grocery shop into a store.

She is the group leader for some more women from her locality. Kalsoom baji wants a loan to buy material (lentils, cooking oil and spices) for her food business. Sajida parveen baji wants a loan to buy tools for her motor repair workshop. Munawar sarwar baji wants a loan to buy animals (goats) for her animal selling business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 316
    View loans »
    Pakistan Loans Fundraising
  • $15,642,300
    Funds lent in using Kiva
  • 80.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Khursheed Nazir Ahmad Group's $700 loan helped a member to buy groceries for a grocery shop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 11, 2009
Mar 13, 2009
Currency Exchange Loss:
May 22, 2010