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Greetings from Rwamagana, Rwanda! R. Nyiragicali is requesting her first loan from Vision Finance Company. She owns a small shop in Rwamagana which is located in the Eastern Province of Rwanda. She has owned the business for 29 years and employs three people to help her with its operation. She works every day from 7:00am to 10:00pm and earns a profit of approximately 120,000 Rwandan Francs each month (240 USD). She will use the loan to buy more stock of the items in her shop so that she can increase her sales. With her profits, she intends to pay school fees, buy more food for her family, and reinvest in her business. R. is 50 years old, married, and has five children aged 30, 28, 25, 19, and 7. She also cares for three orphans, aged 20, 15, and 6. Her income is supplemented by the shop which her husband owns and operates, earning approximately 70,000 Rwandan Francs each month.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 10
    View loans »
    Rwanda Loans Fundraising
  • $15,580,500
    Funds lent in using Kiva
  • 564.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Nyiragicali more stock of the items in her shop so that she can increase her sales.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 13, 2009
Mar 10, 2009
Currency Exchange Loss:
Dec 15, 2009