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Zenaida M. is 48 years old and is a consistently well-performing member of ASHI. She owns a variety store and has been able to maintain her business for almost six years. She had only P 110.00 as starting capital, which she used to purchase breads and candies.

She is married and blessed with five children who inspired her to pursue her dreams. Her requested loan of P 30,000.00 will be an important tool for her variety store. It will allow her to purchase additional stocks and will help her to get discounts by buying in volume.

Zenaida dreams of expanding her variety store into groceries so that her business can help sustain the academic needs of her children until they finish their studies or become employed.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 743
    View loans »
    Philippines Loans Fundraising
  • $63,295,350
    Funds lent in using Kiva
  • 48.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Zenaida to purchase additional stocks for variety store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 9, 2009
Mar 9, 2009
Currency Exchange Loss:
Feb 15, 2010